How to Play Baccarat

Becoming a Baccarat dealer is as easy as walking into a Las Vegas dealing school and enrolling.  Baccarat is not a difficult game to learn by any means, but it is a game that will come in very handy when looking for casino table games jobs.

Baccarat is a simple game with three possible results: Player Wins, Banker Wins, or Tie. “Player” does not refer to the customer and “Banker” does not refer to the house; these terms are simply the options a customer may bet. The object of the game is to guess which hand, Player or Banker, will total closest to 9. Each side initially receives two cards and whether or not they receive a third card is based on Baccarat rules. Unlike Pai Gow Poker rules which vary casino to casino, Baccarat rules a constant.

All losers are removed from the betting circle and placed in front of the cheque rack then all winners are paid. Winning bets on the player are paid 1:1 and winning bets on the banker are paid 1:1 minus a 5% commission.

Winning tie bets are paid 9 for 1.

9 for 1 is the same as 8 to 1

The easiest way to explain the bet 9 for 1 is this: You give me 1 cheque and I’ll give you 9 cheques in return, which is a net of 8 cheques. 9 for 1 certainly looks like a better payout than 8 to 1, but in effect, they’re the exact same.

Commission is either taken out every hand or marked on the commission line, depending on the casino. If the commission is marked, it must be paid as soon as the shoe ends. Players may not start a new shoe owing old commissions.

  • Mini Baccarat: Dealer deals the cards. Customers do not touch them.
  • Midi Baccarat: Dealer deals the cards to the customers. They may bend, rip, or alter them anyway they like because the house does not reuse Midi Bacc cards.
  • Big Baccarat: Three dealers on the game and customers deal the game, passing the shoe around. Big Bacc is typically only found in high end high limit salons.

Valuation of Baccarat Cards

In Baccarat, cards 2-9 are worth face value, face cards are worth zero, and aces are worth 1. Taking the sum of all cards and ignore the tens digit.

A hand consisting of 4 and 6 is worth zero, or Baccarat (4 + 6 = 10 = 0). The name “Baccarat” is unusual in that the game is named after the worst hand, worth 0. The highest score that can be achieved is 9 (from a 4 and 5, 10 and 9, or A and 8, etc).

baccarat card values How to Play Baccarat